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Pet Insurance

Pets are part of the family, and unexpected veterinary bills can add up quickly. Spot pet insurance offers coverage to help with eligible veterinary expenses for your dog or cat. Coverage is available for dogs and cats of any age or breed, and you can enroll year-round.

Coverage for Your Pet

Choose the coverage that works best for you and your pet:

  • Accident Only: Coverage for eligible expenses related to accidents and injuries.
  • Accident & Illness: Coverage for eligible expenses related to accidents, injuries, illnesses and other covered conditions.
  • Optional Preventive Care: Add coverage for eligible preventive care expenses.

 

 

Spot offers up to 90% cash back on eligible accident and illness bills, and there are no networks, so you can visit any licensed veterinarian. Annual limit options are available up to $10,000.

Important Notes

  • There is a 14-day waiting period after enrollment before accident and illness coverage becomes active in most states. Accident coverage begins the day after enrollment in select states.*
  • Preventive care coverage begins the day after enrollment.
  • Premiums are paid directly through your debit card, credit card or ACH, either monthly or annually.

Save on Coverage

As a Siemens Healthineers employee, you can receive up to 25% off your Spot policy. Discounts may include an employer discount and a multi-pet discount on your second and additional pets. Discounts vary by state, may change and are not available in all states.

California and Washington employees: A 5% multi-pet discount is available effective August 1.

How It Works

  • Choose your coverage: Visit https://spotpet.link/siemens to review your coverage options and get a personalized quote.
  • Enroll your pet: Coverage is available for dogs and cats of any age or breed, and you can enroll year-round.
  • Use any licensed veterinarian: There are no networks, so you can take your pet to any licensed veterinarian when care is needed.
  • Pay for care: Pay your veterinarian directly for your pet’s care.
  • Submit a claim: Submit eligible veterinary expenses to Spot for reimbursement based on the terms of your plan.

Switching From Another Employer-Sponsored Pet Insurance Plan?

Concerned about losing coverage for a pre-existing condition when switching to Spot? The Takeover provision may help.

A condition that would otherwise be considered pre-existing may be eligible when:

  • The condition was covered under your prior pet insurance policy.
  • Your prior coverage has been continuous and comparable to Spot coverage.
  • Your prior pet insurance was offered through your employer.

The Takeover provision applies to each individual pet and is available year-round. Your pet does not need to have been covered under the prior policy for a minimum period. Existing knee and ligament conditions are not eligible under the Takeover provision.

Get Started

Ready to explore coverage for your pet? Visit https://spotpet.link/siemens to learn more and get a quote.

 

*Next-day accident coverage available in CA, DE, FL, HI, LA, MD, ME, MS, MT, NE, NH, OH, PA, RI, VT, WA.