Hospital Indemnity Insurance
Hospital Indemnity insurance can help ease the financial impact of a hospital stay. If you are admitted to the hospital because of an illness or injury, the plan provides cash benefits you can use for out-of-pocket costs related to your stay or for everyday expenses while you recover.
Coverage through Voya
Visit Voya’s Employee Benefits Resource Center to review plan documents, find information about filing a claim and more.
How Does Hospital Indemnity Insurance Work?
If you or a covered dependent has a hospital stay, the plan pays cash benefits based on the type and length of the stay. The benefit is paid directly to you, so you can use it where you need it most — whether that’s for hospital admission fees, transportation, lodging for family, recovery support services or everyday expenses.
How the Plan Works
- Cash benefits are paid directly to you.
- You decide how to use the money based on your needs.
- You may enroll yourself and your eligible dependents in coverage.
What Does Hospital Indemnity Insurance Cover?
Here are some commonly covered services:
- Hospital admission
- Daily hospital confinement
- Daily ICU confinement
Important Note
This is a fixed indemnity policy, not health insurance. It provides limited benefits for the services specified in the policy and does not replace comprehensive medical coverage.
Learn More
Refer to the plan documents to see a full list of covered services and benefit amounts and to learn more about how to file a claim.