Dental Plans
As a Siemens Healthineers employee, you have access to dental insurance through Delta Dental, our dental plan administrator. You may choose between three plans: the DeltaCare DHMO Plan, Delta PPO Low Plan or Delta PPO High Plan. With all three plans, preventive care is covered at no cost to you.
When you visit a dentist in the network, you will maximize your savings. These dentists have agreed to reduced fees, which means you won’t get charged more than your expected share of the bill. If you enroll in the DeltaCare DHMO Plan, services are only covered in-network.
How the Dental Plans work
Delta Dental PPO Plans
With the Delta Dental PPO High and Low Plan options, you have access to both the Delta Dental Premier® and the Delta Dental PPO networks. While the Delta Dental Premier network provides access to a larger number of dental providers, the Delta Dental PPO network offers greater discounts and lower out-of-pocket costs, allowing you to save more on dental services. However, you may use any in- or out-of-network dental provider you choose.
Learn more about the Delta Dental PPO and Premier networks in this short video:
Member video: Delta Dental PPO and Delta Dental Premier networks
DeltaCare DHMO Plan
The DeltaCare DHMO Plan is also available. If you enroll in this option, you will only receive coverage when you use in-network providers. There is no out-of-network coverage.
Learn about the ease and convenience of the DeltaCare Plan by reviewing this summary or watching this short video:
Member video: DeltaCare USA
Delta Dental Plans at-a-glance
| DeltaCare DHMO Plan | Delta PPO Low Plan | Delta PPO High Plan | |
|---|---|---|---|
| Annual deductible | None | $75 individual $225 family |
$50 individual $150 family |
| Preventive Services (cleanings, oral exams, X-rays) |
$0 | Plan pays 100% | Plan pays 100% |
| Basic Services (extractions, fillings) |
Per schedule of benefits | Plan pays 70% after deductible | Plan pays 80% after deductible |
| Major Services (inlays, bridges, crowns, surgery) | Per schedule of benefits | Play pays 50% after deductible | Play pays 50% after deductible |
| Annual Benefit Maximum | N/A | $1,000 per covered person | $2,000 per covered person |
| Orthodontia | Per schedule of benefits | None | Plan pays 50% after deductible |
| Orthodontia Lifetime Maximum | N/A | N/A | $2,000 per covered person |
| Out-of-Network Benefits | None | Plan pays 80% preventive; Plan pays 50% Basic/Major | Plan pays 100% preventive; Plan pays 60% Basic; Plan pays 50% Major |