Accident Insurance
Accidents happen, and the costs that come with an injury can add up quickly. Accident insurance provides cash benefits when you experience a covered accident, helping you manage expenses while you recover.
Coverage through Voya
Visit Voya’s Employee Benefits Resource Center to review plan documents, find information about filing a claim and more. The resource center is a helpful place to go when you have questions about your coverage or want to better understand how your Voya benefits work.
How Does Accident Insurance Work?
Accident insurance provides an extra layer of financial protection when you experience a covered accident, such as a broken bone or concussion. Unlike medical insurance, which generally pays your health care provider, Accident insurance pays cash benefits directly to you. You can use the money for expenses such as childcare, groceries, utilities, or medical costs.
How the Plan Works
- Benefits are paid based on the covered injury and services you receive.
- Cash is paid directly to you, giving you flexibility to use the benefit where it’s most helpful.
- Coverage is available for you and your eligible dependents.
What Does Accident Insurance Cover?
Accident insurance can provide cash benefits for a range of injuries and services. What the plan pays varies by the type of injury sustained and services received. Here are some commonly covered benefits:
- Ground ambulance
- Emergency room visit
- Fractures
- Burns
- Hospital admission
Learn More
Refer to the plan documents to see a full list of covered injuries, services and benefit amounts.